GMoney – Making Quality Healthcare Affordable with No Cost EMI
GMoney Privacy & Security Policy
We may collect information from you when you visit our website, fill out a form on our website, any newsletters, or blogs we may offer, and of course when you apply for a loan from GMoney. We may use this information in any one or more of the following ways:
Information We May Collect
We may collect information from you when you visit our website, fill out a form on our website, subscribe to any newsletters or blogs we may offer, and of course when you apply for a loan from GMoney. We may use this information in any one or more of the following ways:
- To improve customer service, as your information helps us to respond to your service requests and support needs more effectively.
- To process transactions for you (i.e. loans) or help your online activities.
- To send periodic emails that may contain information about GMoney, the products and services we offer, and other information that you may find useful. The emails may also be used to send you information and updates about your loan transaction.
The information we may collect could consist of any following:
Information You Directly Enter on Our Website
This could consist of your name, email address, mailing address or a phone number that you enter on our website. (Of course, you are free to visit our website without entering any of that information.) In connection with a loan application or transaction, you might enter additional information, which could include your business PAN no, GSTN, your Bank financial information, email addresses and phone numbers, etc.
Log Files
Like many other web sites, GMoney’s web site makes use of log files. These files merely log visitors to the site — usually a standard procedure for hosting companies and a part of hosting service’s analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyse trends, administer the site, track user’s movement around the site, and gather demographic
information. IP addresses, and other such information are not linked to any information that is personally identifiable.
Cookies and Web Beacons
Our web site uses cookies to store information about visitors’ preferences, to record user-specific information on which pages the site visitor accesses or visits, and to personalize or customize our web page content based upon visitors’ browser type or other information that the visitor sends via their browser. The cookies we may use could be both session ID cookies, which expire when you close your browser, or persistent cookies, which may remain on your hard drive for a period. If you wish to disable cookies, you may do so
through your individual browser options. More detailed information about cookie management with specific web browsers can be found at your browser’s web site.
As discussed below, various third parties may also use cookies, web beacons or other mechanisms to obtain information about you. Our Privacy Policy does not cover the use of cookies and other similar mechanisms by these third parties, except to the extent we may provide links to their privacy policies (discussed below).
Other Third-Party Service Providers
From time to time, GMoney may use service provided by third-parties to enhance the user experiences for its web sites, improve the performance of its web site, to understand more about its site visitors, or to otherwise assist GMoney in improving or making decisions about its marketing and business operations. One such service that GMoney currently uses is Google Analytics. These third-party service providers may also collect
information from your browser, and may use cookies, web beacons, or other mechanisms to do so. The links for the privacy policies for these service providers may be found at Privacy Policies.
Personal Financial Information
Any personal financial information you share with us (e.g. PAN numbers, GSTN, financial information, Bank details, credit card numbers) will be saved, if at all, on a secured website and/or server. This information will only be available to our employees and affiliates, persons or entities providing services in connection with your loan that have a need to know the information, entities that may acquire or service your loan, or our lawyers, risk managers and auditors, all of whom agree to and are bound to keep your information secure and confidential. We may also provide your personal financial information to government agencies to fulfil legal, reporting, and regulatory requirements, or in response to government authorized requests for information (like subpoenas or civil investigative demands).
Other Non-Public information
We may share some the non-public information we collect about you with third parties, like companies performing services on our behalf, so long as those parties agree to keep your information confidential. We may also release your non-public information when we believe the release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property, or safety. Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
GMoney Do Not Track Disclosures
GMoney does not track its customers over time and across third party websites, and therefore does not respond to Do Not Track (DNT) signals. However, GMoney may use third-party services (e.g. Google Analytics) or have third-party advertising partners (e.g. Google, noted above) who may keep track of your browsing activities. You should review the specific privacy policies of these third parties at Privacy Policy Links to learn how they respond to DNT signals.
Online Privacy Policy Only
This privacy policy applies only to our online activities and is valid for visitors to our website and regarding information shared and/or collected there. This policy does not apply to any information collected offline or via channels other than this website. Please see the Consumer Privacy Notice for information regarding how GMoney may share information collected offline or through channels other than this website.
Content
By using our website, you hereby consent to our privacy policy and agree to its terms. If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at Privacy.
Update
This Privacy Policy was last updated on: May 1st, 2020. Should we update, amend, or make any changes to our privacy policy, those changes will be posted here.
- The information submitted by the user on our website may be used to by our third-party services to provide additional public data which we may use to enhance our analytics capability and provide better services
- We or any of our third-party service providers would never store any password for any services you used on GMoney Platform.
Disclosure of Information
GMoney may make disclosures of information diligently which is required pursuant to law or court order or under any legal procedure. We may or may not notify you for the same.
Link to Third Party apps and websites
The Website and any communication sent to you may also contain/display Third Party advertisements and links to other websites or products and services. You agree and acknowledge that these apps and websites are operated by Third Parties and are not controlled by, or affiliated to, or associated with us unless expressly specified. We are not responsible for any form of transmission, whatsoever, received by you from any such Third Party. Accordingly, we do not make any representations concerning the privacy practices or policies of such Third Parties or terms of use of such websites or apps, nor do we control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages or other materials available on such websites or apps. The inclusion or exclusion does not imply any endorsement by us of the website, the Third Party, or the information on the website. The information provided by you to such Third Party websites shall be governed in accordance with the privacy policies of such websites and it is recommended that you review the privacy policy on any such websites and apps prior to using such websites.
These Third Party websites and apps and advertisers may use technology to send the advertisements directly to your browser. In such cases, the Third-Party websites or advertisers automatically receive your IP address. They may also use cookies, JavaScript, web beacons and other technologies to measure the effectiveness of their advertisements and to personalize advertising content. We do not have access to or control over cookies or other features that such Third Party websites and apps and advertisers may use, and the information practices of these Third Party websites and apps and advertisers are not covered by this Privacy Policy. Please contact them directly for more information about their privacy practices.
Security
We strive to ensure the security, integrity and privacy of your Personal Information and Sensitive Information. To protect your Personal Information / Sensitive Information against unauthorized access or unauthorized alteration, disclosure, or destruction.
We are not responsible for any breach of security or for any actions of any Third Parties that receive your Personal Information / Sensitive Information. We are not/shall be not responsible for their privacy policies or practices as it is beyond our control.
Notwithstanding anything contained in this Privacy Policy or elsewhere, we shall not be held responsible for any loss, damage, or misuse of your Personal Information / Sensitive Information, if such loss, damage, or misuse is attributable to a Force Majeure Event.
Retention
Information may be retained for a duration, required by regulatory clauses, or if required to achieve the identified (and notified) purpose. If you have any questions about this Privacy Policy, please feel free to write to us at info@gmoneyloans.com
Third Party content
We cannot and will not assure that other Users are or will be complying with the foregoing rules or any other provisions of this T&C, and, as between you and us, you hereby assume all risk of harm or injury resulting from any such lack of compliance.
You acknowledge that when you access a link when accessing the Website, the site you will enter is not controlled by us and different terms of use and privacy policy may apply. By assessing links, you acknowledge that we are not responsible for those sites. We reserve the right to disable links to and / or from third-party sites to the Website, although we are under no obligation to do so. If you have any queries, concerns or complaints about such third-party websites or mobile applications you must direct them to the operator of that third-party website or mobile application.
We have no control over and accept no responsibility for the content of any website or mobile application to which a link from the Website exists (unless we are the provider of those linked websites or mobile applications). Such linked websites and mobile applications are provided “as is” for your convenience only with no warranty, express or implied, for the information provided within them